Who Pays for Medical Bills After a Car Accident

| Premier Injury Clinics of DFW

Who Pays for Medical Bills After a Car Accident

Texas Auto Accident Injuries

Wondering who pays for medical bills after a car accident? The aftermath of an auto collision can be hectic and confusing, and medical bills play a large part in the stress. Unfortunately, car crashes are common occurrences in the Lone Star State.

According to the Texas Department of Transportation (2019):

  • One person was killed every 2 hours 25 minutes in a car crash
  • One person was injured every 2 minutes 3 seconds
  • One reportable crash occurred every 56 seconds
  • There were no deathless days on Texas roadways in 2019

Knowing who is responsible for auto injury medical bills can be challenging. Many people involved in car crashes require immediate medical attention for their injuries. Prompt medical attention is especially important after an auto collision because certain injuries can take days or even weeks to display symptoms.

Should You Get Medical Treatment Right After An Accident?

After a Dallas auto accident, injured parties might be immediately transported to a hospital for medical care and analysis. Other times, injured parties see their primary care doctor hours or days after the accident.

Although prompt medical treatment is often essential, the question of responsibility can take longer to determine. Initially, you may use your own health insurance to cover your medical bills. But as your claim proceeds, understanding who was at fault will be critical.

In Texas, the at-fault party is responsible for medical bills. Although you might start out paying your own medical bills, your health insurance company can later recover costs from the person who caused the crash. You should never avoid medical treatment for fear of medical bills. The faster you seek professional medical attention, the better your chances of recovery.

Causes of Texas Car Crashes

Any number of factors or behaviors can cause an auto accident. But some causes are more common than others. Unfortunately, most car accidents are avoidable and involve reckless or thoughtless behavior.

If someone else’s negligence or reckless driving caused your car crash injuries, that person could be held responsible. Once they are determined to be at fault for the accident, you can collect compensation for your medical bills.

In Texas, the top causes of car accidents were (2015):

  • Speeding: 136,383 accidents
  • Not paying attention (distracted driving): 94,876 accidents
  • Unsafe lane changes: 36,238 accidents
  • Merging when unsafe: 34,157 accidents
  • Failure to yield when turning left: 30,741 accidents

Car accidents can be painful and anxiety-inducing. In addition to physical injuries, some victims experience trauma, lost wages, and depression. An auto accident injury doctor can help you develop a strategy to cope with the lingering results of your accident and recover from your injuries.

Texas Is An At Fault State

Texas is an at fault state. The driver who is determined to be at fault in the car crash is responsible for any resulting damages and injuries. Determining fault is a process, and victims must prove the other motorist was the cause of the collision in order to collect compensation.

It can take a few months to recover compensation through an auto accident settlement. Often, the at fault party will deny responsibility. In those instances, victims have the option of hiring an auto accident attorney to handle their case. Car crash victims often feel bullied by insurance companies, and the entire process can be overwhelming without professional guidance.

An experienced auto accident injury doctor can help you with more than medical treatment. Auto accident clinics see car crash victims every day. They can provide meaningful support by keeping detailed records, diagnosing your injuries, and even recommending a local auto accident attorney.

Dallas Auto Accident Injury Doctor

If you were in a car crash, it is critical to seek prompt medical attention. Even if you don’t immediately notice pain, it’s important to remember that symptoms are often delayed. Failure to get a professional diagnosis can cause many problems down the road and prevent you from holding the other party responsible for their part. If too much time passes, you will not be able to file a claim.

A Dallas auto accident injury doctor can treat a wide range of conditions. Typical car crash injuries include:

  • Whiplash
  • Bone fracture
  • Spinal cord injury
  • Herniated disc
  • Back injuries
  • Concussion
  • Neck injuries
  • Soft tissue injury
  • Traumatic brain injury
  • Rib fracture

At Premier Injury Clinics in Dallas, we see auto accident victims daily. We know the importance of immediate attention so you can fully recover from your injuries. Even if you are afraid of incurring medical bills, we can help.

Contact our clinic today to discuss your options for treatment and paying your medical bills. Seeking immediate professional care is critical to avoid worsening conditions and delayed recovery from your injuries.

Dallas Auto Injury Doctor FAQ (Frequently Asked Questions)

How can a Dallas auto accident doctor help?

After a car crash, it is essential to seek a professional medical diagnosis and follow up with the suggested treatment. Symptoms are often delayed in auto accidents. Victims who seek treatment too late are stuck paying their own medical bills, even when someone else was at fault. A skilled auto accident doctor can ensure you have a claim backed by a professional medical diagnosis and help you recover from your injuries.

Who determines fault in Texas car crashes?

Typically, the insurance company will determine fault. Fault is determined based on the legal definition of negligence in Texas. However, the insurance company’s finding of fault is not necessarily final. A car accident claim may proceed to court if insurance negotiations are unsuccessful.

What is the statute of limitations in Texas for a car crash?

In Texas, you have two years to file your claim. Although this seems like a long time, there are many steps along the way. Many people find it helpful to hire a personal injury attorney to assist with their auto accident injury claim.

What is the treatment for whiplash?

Whiplash treatment depends on the unique condition of the individual. Standard treatment options include ice packs and physical exercise, medications like anti-inflammatories and muscle relaxants, or physical and massage therapies.

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